Terms & Conditions

1. Overview

Welcome to Toronto Reverse Mortgages. These Terms and Conditions (“Terms”) govern your access to and use of our website and services. By using our website, you agree to be bound by these Terms. If you do not agree, please do not use the site.

2. Eligibility

You must be at least 18 years old to use this website. Our services are designed for Canadian residents, particularly homeowners aged 55 and older who are seeking information or options related to reverse mortgages.

3. Services Disclaimer

TorontoReverseMortgages.com is an informational platform designed to help homeowners explore reverse mortgage solutions. We are not a lender. We connect users with licensed mortgage brokers or professionals. Any financial decision should be made in consultation with a licensed advisor.

4. No Financial or Legal Advice

The content provided on this website is for general informational purposes only and does not constitute legal, financial, or investment advice. You should consult with appropriate professionals before making any financial decisions.

5. User Conduct

You agree not to:

• Use the website for unlawful or fraudulent purposes.
• Attempt to gain unauthorized access to the website or its systems.
• Introduce viruses, malware, or other malicious material.
• Harvest or scrape any content or data from the website.

6. Intellectual Property Rights

All materials on this website—including but not limited to text, images, logos, graphics, and design—are owned or licensed by TorontoReverseMortgages.com and are protected under Canadian and international copyright laws.

7. Third-Party Links and Content

This website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these sites. Your use of third-party websites is at your own risk.

8. Limitation of Liability

To the maximum extent permitted by law, TorontoReverseMortgages.com shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, the website or its content.

9. Indemnification

You agree to indemnify and hold harmless TorontoReverseMortgages.com, its affiliates, and its partners from any claims, damages, or expenses resulting from your use of the website, violation of these Terms, or infringement of any rights of a third party.

10. Modifications

We reserve the right to revise these Terms at any time. Updates will be posted on this page, and continued use of the site implies acceptance of any changes.

11. Termination

We reserve the right to restrict or terminate access to this website for any reason without notice, including for violation of these Terms.

12. Governing Law

These Terms and any related disputes shall be governed by the laws of the Province of Ontario and applicable Canadian federal laws.